Personal Banking

Savings Accounts

There is Never a Bad Time to Start Saving

We know how hard you worked to earn your money. Now let your money work hard for you by earning interest in a CCB savings account. Whether you want to link your CCB Advantage Savings account to our CCB Advantage Savings account, make sure you avoid post-holiday debt with our Christmas Club Savings, or any anything in between, today seems like the perfect day to start putting money away.

Compare Our Savings Account Options

CCB Advantage Savings

Free account that builds your savings effortlessly


  • Must have a CCB Advantage Checking account
  • 0.20% APY* on balances up to $25,000
  • 0.50% APY* on balances over $25,000 depending on balance in account*
  • 1.00% APY* on balances over $250,000 depending on balance in account*
  • 0.00% APY* if qualifications are not met in CCB Advantage Checking
  • No monthly maintenance fees
  • No minimum balance requirements
  • $25 minimum deposit to open 

Statement Savings

Build a safety net for your personal needs


  • Earn tiered interest rates based on your quarterly average balance
  • Avoid the $5 quarterly service fee by maintaining a $100 minimum average quarterly balance
  • 15 free withdrawals per month
  • $25 minimum deposit to open

Money Management Plus

Earn high interest and watch your rate grow with your balance


  • Savings account for higher daily balances
  • Earn tiered interest to make the most of your money*
  • Minimum balance of $2,500 required to earn interest
  • Avoid the $10 monthly service fee by maintaining a $10,000 minimum average daily balance
  • 15 free withdrawals per month
  • $1,000 minimum deposit to open

*This is a variable rate account. The rate may change after the account is opened.

Christmas Club

Save for the holiday season and avoid post-holiday credit card debt


  • Earn interest, credited annually
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits automatically from your checking account weekly, biweekly, or monthly
  • Automatically receive direct deposit of funds on or around October 15
  • $10 penalty fee for early withdrawal
  • No minimum deposit to open

CCBee Kids Cash Club

Help kids build a foundation of smart money habits


  • Savings account designed for kids 17 and under
  • Earn interest like a regular savings account
  • No monthly service fee
  • No minimum balance requirement
  • $5 minimum deposit to open
  • Account must be opened in person

Calculate Your Savings

Have Questions?

*APY=Annual Percentage Yield. APYs accurate as of 11/1/2022. Rates may change after account is opened at our discretion. Minimum to open is $25 for CCB Advantage Savings. Qualifying transactions must post and settle to CCB Advantage Checking account during monthly qualification cycle. Must have an active CCB Advantage Checking account to earn rewards in your CCB Advantage Savings. Only one CCB Advantage Checking account can be linked to a CCB Advantage Savings account at a time. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the statement cycle through one day prior to the close of the statement cycle. If qualifications in CCB Advantage Checking are met each monthly qualification cycle: (1) balances up to $25,000 in CCB Advantage Savings receive an APY of 0.20%; (2) balances in CCB Advantage Savings over $25,000 receive an APY of 0.50% depending on balance in account; (3) balances in CCB Advantage Savings over $250,000 receive 1.00% APY depending on balance in account. If qualifications are not met on CCB Advantage Checking, all balances in CCB Advantage Savings earns 0.00% APY.