Personal Banking

Checking Accounts

No Matter Your Checking Needs, We Have the Right Option for You

CCB is here for you with checking accounts that fit your needs. With a minimum deposit of $25, you can open an account with any of our three checking options. No matter the checking account, you will receive free online and mobile banking, and a free Mastercard® debit card. Open an account today and check it off your to-do list!

Compare Our Checking Account Options

CCB Advantage Checking

A simpler way to bank


  • No direct deposit or auto payment requirement
  • Free Mastercard® debit card
  • $25 minimum deposit to open
  • E-statement enrollment

* E-statement enrollment required 

Basic Banking Checking

Get back to basics


  • Avoid the $3 monthly service fee by signing up for direct deposit
  • First 12 checks at no charge ($0.20 each thereafter)
  • Free Mastercard® debit card
  • $25 minimum deposit to open

Gold Club Now Checking

Seize the golden opportunity to earn high interest


  • Exclusive to customers 50 and up
  • Interest-bearing checking account
  • Enjoy our Golden Age Club Membership benefits when you sign up for direct deposit*:
    • Free checks for life
    • Free paper statements for easy reference and storage
    • Free overdraft protection transfer
  • No monthly service fee
  • No minimum balance requirements
  • Free online banking and bill pay
  • Free Gold Club Mastercard® debit card embossed with “Golden Age Club Member” that offers higher daily limits than a CCB debit card
  • $25 minimum deposit to open
  • Free telephone banking

*Direct deposit is required.

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