Unlocking the Door to Homeownership: CCB’s First-Time Homebuyer Seminar

Are you eager to take the exciting leap into homeownership but unsure where to start? Join us at CCB’s First-Time Homebuyer Seminar, happening at our Little Valley, NY branch on May 9, 2024 from 5-6pm. This event is your comprehensive guide to navigating the homebuying journey with confidence! And as an added bonus and thank you for attending, all attendees will have their CCB mortgage processing fee waived if you apply for a mortgage with us (processing fee associated with standard mortgage application up to a value of $450).

Here’s a glimpse of what we’ll cover:

  • The Home Buying Process Demystified: From house hunting to closing day, we’ll walk you through each step of the homebuying process, ensuring you’re prepared for what lies ahead.
  • How to Get Qualified for a Mortgage: Understanding the mortgage qualification process is essential. Learn what lenders look for when evaluating your application and how to improve your chances of getting approved.
  • Exploring Different Financing Options: With so many mortgage options available, finding the right one can be overwhelming. Discover the various financing options, including fixed-rate and adjustable-rate loans, and determine which one best suits your needs.
  • Preparing for Homeownership: Owning a home comes with its responsibilities. We’ll cover everything you need to know to prepare for homeownership, from budgeting for monthly expenses to maintaining your property.
  • Demystifying Escrow: What exactly is escrow, and how does it impact the homebuying process? We’ll break down this essential component and explain its role in ensuring a smooth transaction.
  • Understanding the Closing Process: Closing day is the final step in buying a home, but what exactly does it entail? Learn about the closing process, including signing documents, paying closing costs, and receiving the keys to your new home.

The benefits of attending our CCB First-Time Homebuyer Seminar go beyond just the topics covered. As a locally-owned and operated independent bank, we’re committed to supporting you every step of the way. Our friendly and knowledgeable team will be available to provide personalized guidance, answer questions, and address any concerns you may have.

Questions, or interested in attending? Simply call us at (716) 938-9171 ext. 1075 OR click HERE to contact us!