Start Saving Now for Christmas with CCB’s Christmas Club!

Hey there, savvy savers! Have you ever found yourself stressed out over holiday expenses? Well, worry no more! We’ve got the perfect solution to help you “sleigh” your holiday budget this year. Welcome to the jolliest savings club in town – CCB’s Christmas Club! With only 233 days until the big day, there’s no time like the “present” to talk! Let’s unwrap the details and discover how as your locally owned and operated independent community bank, CCB can make your holiday season merrier.

What is CCB’s Christmas Club?

Imagine a piggy bank decked out in tinsel and twinkling lights – that’s CCB’s Christmas Club! It’s a special savings account designed to help you stash away funds throughout the year specifically for holiday spending. With CCB’s Christmas Club, you can avoid the last-minute scramble for cash when the Black Friday bargains and the December shopping season rolls around. It’s like having your own little elf helping you prepare for the festivities!

Why Choose CCB’s Christmas Club?

  • Easy to Start: Signing up for CCB’s Christmas Club is as easy as decorating a gingerbread house! Just pop into your local CCB branch, and our friendly staff will get you set up in no time. No hassle, no fuss – just pure holiday cheer.
  • Convenient Contributions: Say goodbye to the stress of remembering to save each month. With CCB’s Christmas Club, you can set up automatic transfers from your checking or savings account. It’s a hassle-free way to watch your holiday fund grow without lifting a finger.
  • Earn Interest: Who says saving for Christmas can’t be rewarding? With CCB’s Christmas Club, your money earns interest while it waits for Santa’s big day. It’s like getting a little bonus gift from us to you! Interest is credited annually, adding even more sparkle to your holiday savings.
  • Peace of Mind: Picture this – it’s December, and instead of worrying about how you’ll afford gifts and gatherings, you’re sipping cocoa by the fire, knowing that your holiday expenses are covered. That’s the peace of mind you can count on with CCB’s Christmas Club!

Key Features of CCB’s Christmas Club:

  • No Monthly Service Fee: Keep every penny of your savings for holiday cheer, as there are no pesky monthly fees to worry about.
  • No Minimum Balance Requirements: Whether you’re starting with a little or a lot, there’s no minimum balance required to open or maintain your Christmas Club account.
  • Flexible Deposit Options: Make deposits automatically from your checking account weekly, biweekly, or monthly – whichever suits your budget and schedule best.
  • Direct Deposit of Funds: Automatically receive your Christmas Club funds via direct deposit on or around October 15, just in time to kickstart your holiday shopping!
  • Penalty for Early Withdrawal: While we encourage you to keep your savings intact for holiday joy, we understand that emergencies happen. Just remember, there’s a $10 penalty fee for early withdrawals per withdrawal, so plan wisely.
  • No Minimum Deposit to Open: Getting started is easy – there’s no minimum deposit required to open your CCB Christmas Club account.

Tips for Maximizing Your Savings:

  1. Set a Realistic Goal: Take some time to calculate your typical holiday expenses – gifts, decorations, travel, etc. – and set a savings goal that aligns with your budget.
  2. Start Early: Don’t wait until the last minute to start saving! The sooner you begin contributing to your Christmas Club account, the more you’ll have come holiday season.
  3. Stay Consistent: Make saving a habit by setting up automatic transfers or scheduling regular deposits. Consistency is key to reaching your savings goal.
  4. Resist Temptation: It can be tempting to dip into your Christmas Club funds for non-holiday expenses, but stay strong! Remember the joy and peace of mind that await you when December arrives.

Spread the Joy with CCB’s Christmas Club!

Join the merry band of savers at CCB and make this holiday season your best one yet! With our Christmas Club account, you can save smarter, stress less, and spread more joy to your loved ones. Visit your local CCB branch today to start your festive savings journey. After all, ’tis the season to be jolly – and financially savvy! And remember, there are only 223 days until Christmas, so let’s get started!