Discover Your Seasonal Retreat: CCB’s Seasonal Property Mortgage

Are you dreaming of a vacation getaway home that’s not just a temporary escape but a retreat where you can create lasting memories? At CCB, we understand the importance of finding your slice of paradise, and with our Seasonal Property Mortgage, we’re here to make that dream a reality.

What Does “Where Community Counts” Mean to CCB?

“Where Community Counts” isn’t just a slogan – it’s a way of life here. We’re committed to supporting and strengthening the communities we serve. From providing personalized financial solutions to actively participating in local initiatives, CCB is dedicated to making a positive impact. When you choose CCB, you’re not just choosing a bank; you’re choosing a partner who cares about your community as much as you do. AND, at CCB, we believe in more than just banking; we believe in fostering and supporting vibrant communities to help them thrive, including the ones right here that you love to vacation, or even “stay” cation in! 

Seasonal Property Mortgage: Your Gateway to Relaxation

Imagine owning a cozy cabin nestled in the mountains or a charming lake house with the sound of lapping waves as your soundtrack. With CCB’s Seasonal Property Mortgage, that dream can become a reality. Whether you’re looking to purchase your own piece of paradise or access equity for renovations, our mortgage options are tailored to meet your needs.

Key Features of CCB’s Seasonal Property Mortgage:

  • Purchase or Refinance: Whether you’re buying your first seasonal home or refinancing an existing property, CCB has you covered.
  • Property Requirements: To qualify for our Seasonal Property Mortgage, your retreat must have electricity and plumbing in place, ensuring comfort and convenience during your stays.
  • Flexible Down Payments: We understand that every buyer’s financial situation is unique. With down payments for as little as 30%, we’ll work with you to find a solution that fits your budget and goals!
  • 15-Year Fixed Rate Option: For qualified customers, we offer a 15-year fixed-rate option, providing stability and peace of mind as you invest in your seasonal getaway.

Why Choose CCB?

  • Community-Centered Approach: At CCB, we prioritize building relationships and fostering a sense of community. When you partner with us, you become part of our extended family, receiving personalized attention and support every step of the way.
  • Expertise and Experience: With years of experience in the banking industry, our knowledgeable CCB team is here to help guide you through the mortgage process, making it simple and stress-free.
  • Commitment to Excellence: We’re dedicated to providing exceptional service and innovative financial solutions that empower you to achieve your goals and dreams.

Your seasonal retreat awaits, and CCB is here to help you make it a reality. With our Seasonal Property Mortgage, purchasing or refinancing your dream getaway has never been easier. Experience the difference of banking with a partner who truly cares about your community and your aspirations. Contact us today and let us help you unlock the door to your perfect vacation escape. Remember, at CCB, “Where Community Counts.”

Contact us today to get started or get started right away and apply online now! (make this a colored box at the bottom of the blog to highlight)


For example, a $100,000 loan for 15 years at 8.375% interest rate with an associated APR (annual percentage rate) of 8.618% has a fixed monthly principal and interest payment of $977.43 for the life of the loan. This is based on an LTV (loan to value ratio) of 70%.  CCB will finance based on the lesser amount of the purchase price or appraised value.   Estimated escrow payments for items such as property taxes/homeowner’s insurance/HOA (home owner’s association) fees are not included in the monthly principal and interest payment.

Rates subject to change at any time without notice. This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. If you choose to apply for a mortgage loan, you will need to complete our standard application. Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information. Our loan programs are subject to change or discontinuation at any time without notice. Not all products are available in all states. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Interest rates are subject to change without notice.