First-Time Homebuyers’ Programs at CCB

Buying your first home is a big deal, and navigating the mortgage process can be overwhelming. That’s why it’s important to find a community bank that understands your needs and offers friendly service and helpful guidance. In this blog post, we’ll explore why CCB is the best pick for first-time homebuyers, like yourself, who are looking for a reliable and trustworthy bank to finance their dream home!

CCB – Where Community Counts!

When you’re a first-time homebuyer, you want a lender that values you and your community. Well, CCB is the real deal! We’ve been around since 1902, have deep roots in our communities, and have withstood every challenge possible for our customers, and the banking industry, in that time- including the Great Depression, two World Wars, several global conflicts, and multiple economic recessions! We have seen almost EVERYTHING!  Unlike big, commercial banks, CCB cares about building strong, lasting, and meaningful relationships with customers like you. In both good times and bad, we will always work with you to offer personalized attention and tailored solutions to meet your unique needs.

Trustworthiness and Reliability

Trust is everything when it comes to choosing a mortgage lender. And guess what? CCB has been making that happen for over a century with integrity and transparency. We’ve built a steadfast reputation as a reliable and trustworthy bank, AND as a community bank, we’re completely invested in YOU and the long-term well-being of the communities we serve, including yours! With CCB, you can expect solid support and expert advice to help you make smart decisions.

Mortgage Options That Matter

First-time homebuyers come in all shapes and sizes, and CCB gets that. We offer a range of mortgage options to fit your budget and preferences. Whether you want a fixed-rate mortgage or something more flexible like an adjustable-rate mortgage, CCB has got you covered. We even have special programs for rural development, and low down payments and closing cost assistance, making your dreams of homeownership more achievable. Click HERE for more information on all the types of mortgages we offer!

Superstars of Support

The mortgage process can feel like a maze, especially for first-timers. But fear not! CCB has an amazing team of mortgage experts ready to guide you every step of the way. Our experienced team members will patiently answer all your questions, break down the jargon, and make sure you understand everything involved in getting your dream home. With CCB, you’re never alone in this exciting adventure.

True Local Service

Here’s an even bigger perk of choosing CCB: we make decisions and handle servicing LOCALLY. No confusing corporate mumbo jumbo or waiting for an answer for weeks on end from an office hundreds of miles away here! CCB’s loan decisions are made right in our local offices by people who know our local real estate market inside out. This means faster processing times, quick responses to your inquiries, and a smoother closing process. Say goodbye to long waits and hello to a hassle-free experience.

Choosing the right community bank for your first-time homebuyer mortgage needs is crucial for a smooth and successful homebuying journey. CCB’s community-based approach, trustworthiness, competitive mortgage options, knowledgeable team, local decision-making, and commitment to financial education make us the perfect choice for first-time homebuyers. With CCB, you can expect personalized service, expert guidance, and a partner who genuinely cares about your homeownership dreams. Take the first step towards your new home with CCB and experience the difference a community bank can make. We can’t wait to welcome you to your new home!

For additional resources and information, and even begin your application process, please visit our website at