Christmas in July: Start Saving Now for a Stress-Free Holiday Season with CCB’s Christmas Club

While the sun is shining and summer is in full swing, it’s never too early to start thinking about the holidays. At CCB, we believe July is the perfect time to get a head start on your holiday savings. That’s why we’re celebrating Christmas in July by inviting you to join our CCB Christmas Club—a time-tested savings program that helps you prepare for the most wonderful (and sometimes most expensive) time of the year.

By planning ahead now, you’ll thank yourself later. With CCB’s Christmas Club, you can save a little each week or month, and by the time the holidays arrive, your spending money will be ready—no credit cards, no last-minute stress, and no dipping into emergency funds.

Why Start Saving Now?

Even in July- there’s still time to make the holiday season easier at CCB. Between gifts, travel, decorations, events, and holiday meals, December expenses can add up fast. But starting your savings journey in July means you’ll still have time to grow your holiday fund.

At CCB, we understand that our customers are at different stages of life and savings goals—but everyone benefits from a little financial breathing room during the holidays. And that’s what our Christmas Club is all about.

How the CCB Christmas Club Works

It’s simple, flexible, and built around you:

  1. Stop by your local CCB branch and ask to open a Christmas Club account. Our team will walk you through the process.
  2. Make your first deposit—you choose the amount that fits your budget.
  3. Continue to contribute regularly—weekly, biweekly, or monthly. Set up automatic transfers or deposit manually—whatever works best for you.
  4. On or around October 15, the total amount you’ve saved is automatically deposited into your regular CCB account, just in time for holiday shopping.*

There’s no pressure and no fees for withdrawals at payout time—just the satisfaction of knowing you planned ahead and kept your finances on track.

Where Community Counts—and Your Savings Do Too

As a locally owned and operated community bank, CCB is proud to offer financial solutions that are built around the real needs of our customers. Our Christmas Club program is just one more way we help families and individuals feel more confident and secure—not just during the holidays, but all year long.

When you bank with CCB, you’re not just opening an account—you’re supporting your neighbors, your schools, your fire departments, your main street shops. You’re helping “Grow Local with CCB.” That means more local lending, more reinvestment in our region, and more support for the people who live and work here.

We’re proud to say we’ve been here for generations—helping our communities thrive since 1902. At CCB, we’re not just where your money grows—we’re Where Community Counts.

Open Your Christmas Club Account Today

It’s never too early—and July is a great time to start! Stop in at your nearest CCB location or explore our website to learn more.

Let’s make the 2025 holiday season joyful, generous, and financially stress-free—together.

*$10 penalty fee for early withdrawal (per withdrawal)